Long-Term Care: Understanding Needs and Options

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As a result of advances in medical science and improvements in living standards, most of us can look forward to living much longer than people did just a few generations ago. But each of us must also realize that the older we get, the more likely we are to need home health care, assisted living, nursing home care, or some other form of long-term care. This books provides an introduction to the field of long-term care and long-term care insurance. It begins with an explanation of what long-term care is, who needs it, and how and where it is provided. It then looks at several ways of paying for long-term care and the potential and limitations of each. It examines long-term care insurance, describing how it works and explaining why it is often the best solution to the problem. Finally, it discusses the way sales people and insurance company personnel can bring this solution to the people who need it. The book is easy to understand and is intended not only for those working in insurance and health care, but also for people from other fields seeking more knowledge in this area.

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