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Will you or a family member need expensive long term care someday? Almost for sure -- but if you're like most people, you don't want to think about it. But what if you could turn your mind, instead, to bright prospects? Visions of sailing or playing golf into your 90's, traveling, eating out ... or protecting your hard-earned assets and retirement dreams? That is the focus of "Dignity for Life: Five Things You should Know Before Considering Long Term Care Insurance," the new guidebook from ACSIA Partners, the nation's most experienced long-term care insurance agency. Rather than dwelling on depressing dangers, the guidebook presents the positives of smart planning. For example, it explains what most people don't know, that there is a preventive strategy for most leading causes of long-term disability, and that can get a policy that returns your entire premium if you never need care (quite an incentive for staying fit!). It also reveals much more, for example, that properly-selected long term care insurance can protect your nest egg better than smart investments! While focusing on positives, the guidebook also covers critical issues such as who tends to need long term care, and why; alternative ways of paying for care; and how to choose the right policy from a sound carrier, and avoid rate escalation.
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