What Should Your Car Insurance Must Offer?

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Choosing a good car insurance policy along with your purchase of the car is a must. As most insurance providers today use extensive marketing to woo its customers, one can often get attracted to something that does not even cover their basic requirements, rendering the policy unfit later. If you have already made such a mistake, then worry not, as there is a possibility of changing this at a later stage as well. One can sign up for insurance with another company at a later stage, while renewal of their insurance policy.

Car insurance covers much more than just accidents. There are times when some acts of nature may happen such as a hail storm or a falling tree that may cause damage to a car and it would require too much money . The insurance will sometimes charge a small deductible depending on the type of car condition and accident , but the cost is less compared to what it would cost to fix the car on your own.

If you are completely new to the world of auto insurances, then it's probably better to stick to one of the well-known auto insurance companies. There are so many well-known names in the world of car insurance. Let us take at some of the things your car insurance policy must fulfill.

 

• 24 x 7 assistance:

Having a car accident can be a nerve racking situation. Apart from the physical damage caused to themselves and the vehicle, there is a lot of stress and tension in the sufferer's mind. At such times, a dependable informant is someone who can put you at ease. By calling the insurance provider to get assistance or to find out more on the situation can be invaluable.

 

 

• Cashless Repair:

In order to avoid the tricky situation of your vehicle getting damaged on route to somewhere, there should a possibility of cashless repair from a garage nearby. Bharti AXA has tied up with over 2700 garages in the country to provide its customers with the benefit of cash free repair, no matter where they are.

 

 

• No Claims Bonus:

If you are a reasonably safe driver, and getting your vehicle damaged isn't something that happens often to you, then you need to be rewarded by your insurance company. No Claims Bonus of up to 50% is offered by car insurancecompanies.

 

 

• Roadside Assistance:

In case if your vehicle gets damaged in a remote location, then there should be a provision to provide roadside assistance. If you are someone who likes to drives long distance extending over national highways, often into the hills, then this feature is a must for your needs.

 

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Source by Isha Mathur

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